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| Federal Pell Grant: -- generally awarded to undergraduate students who are financially needy and who have not earned a bachelor's or graduate degree. Federal Supplemental Educational Opportunity Grant (FSEOG): -- awarded to undergraduate students with exceptional financial need who have not earned a bachelor's or graduate degree. -- federal Pell Grant recipients receive priority. -- not all colleges participate in the FSEOG program. -- funds depend on availability at the college; you should apply by your college's deadline. Teacher Education Assistance for College and Higher Education (TEACH) Grant: -- for undergraduate, post-baccalaureate, or graduate students who are or will be taking coursework necessary to become elementary or secondary teachers. -- must agree to serve, for a minimum of four years (within eight years of completing academic program), as a full-time teacher in a high-need field in a school or educational service agency that serves low-income students. -- must attend a participating college and meet certain academic achievement requirements. -- failure to complete the teaching service commitment will result in the grant funds being converted to a Federal Direct Unsubsidized Stafford Loan that must be repaid. -- for more information, see the Teach Grant Fact Sheet at www.teachgrant.ed.gov Iraq and Afghanistan Service Grant: -- for students whose parent or guardian was a member of the U.S.armed forces and died as a result of performing military service in Iraq or Afghanistan after the events of 9/11. -- must be ineligible for a Federal Pell Grant due only to having less financial need than is required to receive Pell funds. -- must have been less than 24 years old or enrolled at least part-time at an institution of higher education at the time of the parent's or guardian's death. Some schools provide institutional grants to help with education expenses that cannot be met through income, savings, loans, and student earnings. Merit awards or merit scholarships, are awarded on the basis of academic achievement. Some merit awards are offered only to students whose families demonstrate financial need; others are awarded without regard to a family's finances. Some grants come with special privileges or obligations. You should find out about the types of grants awarded by each college you are considering. Federal Work-Study (FWS): -- provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work and work related to the recipient's course of study. The Department of Veterans Affairs (VA): -- offers several programs administered by its Education Service. Aid is available for veterans, reservists, National Guard persons, widows, and orphans. Reserve Officers' Training Corps (ROTC): -- in the ROTC scholarship program, the military covers most of the cost of tuition, fees, and textbooks and also provides a monthly allowance. Scholarship recipients participate in summer training while in college and fulfill a service commitment after college. -- ROTC scholarships are offered at hundreds of colleges. -- application packets, information about eligibility, and the telephone number of an ROTC advisor in your area are available from Army ROTC - www.armyrotc.com Air Force ROTC - www.afrotc.com Navy ROTC - www.nrotc.navy.mil |